Lyon County property record for 236 Elm St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1957 |
| Lot Size | 0.218 acres (9,527 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,900 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-134004-0 |
| Primary APN | 31-134004-0 |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 9,527 sqft (0.218 acres) |
| Street Address | 236 ELM ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W.O. LICHTY'S 2ND ADDITION 01010001 |
| Legal Subdivision | W.O. LICHTY'S 2ND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 360700 |
Source: Lyon County records · APN 31-134004-0
Assessment roll updated September 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 ELM ST, TRACY, MN 56175-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Apr 26, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage HOME TOWN BANK LE SUEUR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2010 |
| Deed Sale | Dec 01, 2010 |
| Deed Document Number | 2010188564 |
| Prior Transfer Date | Jan 26, 2010 |
| Prior Transfer Doc | 0000184870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Jul 06, 2026 |
| Property Address | 236 ELM ST, TRACY, MN 56175-1535 |
| Document Number | 0000021739 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202621739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 236 ELM ST, TRACY, MN 56175-1535 |
| Document Number | 0000021739, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202621739 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Apr 26, 2021 |
| Property Address | 236 ELM ST, TRACY, MN 56175-1535 |
| Document Number | 0000011220 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 11220 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | LYON COUNTY ABSTRACT AND TITLE, LYON COUNTY ABSTRACT & TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 236 ELM ST, TRACY, MN 56175-1535 |
| Document Number | 0000011221 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 11221 |
| Name | HOME TOWN BANK LE SUEUR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,900.00 (+40.53%) | ||
| 2025 | $124,600 (+23.24%) Land $5,600 Building $119,000 | $124,600 (+23.24%) Land $5,600 Building $119,000 | |
| 2023 | $1,352.00 | $101,100 Land $4,500 Building $96,600 | $101,100 Land $4,500 Building $96,600 |
Source: FEMA National Flood Hazard Layer as of May 23, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
May also be available: Clarity Telecom.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tracy serves 2,154 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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