Lyon County property record for 249 Elm St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1948 |
| Lot Size | 0.194 acres (8,462 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,252 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-136003-0 |
| Primary APN | 31-136003-0 |
|---|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 8,462 sqft (0.194 acres) |
| Street Address | 249 ELM ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W.O. LICHTY'S 3RD ADDITION 01010001 LOTS 6 & 7 & W 10 FT LOT 5 BLK 4 |
| Legal Subdivision | W.O. LICHTY'S 3RD ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 6-5 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 360700 |
249 Elm St is owned and occupied by an individual.
Source: Lyon County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 249 ELM ST, TRACY, MN 56175-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 249 ELM ST, TRACY, MN 56175-1534 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Name | Verified Name |
|---|
| Document Number | 06851 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 06851 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 249 Elm St was $2,252.
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,252.00 | $146,500 (+3.97%) Land $5,700 Building $140,800 | $146,500 (+3.97%) Land $5,700 Building $140,800 |
| 2025 | $140,900 Land $5,700 Building $135,200 | $140,900 Land $5,700 Building $135,200 | |
| 2023 | $1,620.00 | $112,100 Land $6,000 Building $106,100 | $112,100 Land $6,000 Building $106,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 249 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Bluepeak.
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