Lyon County property record for 182 Elm St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1942 |
| Lot Size | 0.168 acres (7,322 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-132013-0 |
| Primary APN | 31-132013-0 |
|---|
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 7,322 sqft (0.168 acres) |
| Street Address | 182 ELM ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W.O. LICHTY'S 1ST ADDITION 01010001 |
| Legal Subdivision | W.O. LICHTY'S 1ST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 360700 |
182 Elm St, a single family home, is owned by two individuals.
Source: Lyon County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 774 N 3RD ST, TRACY, MN 56175-1241 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 182 ELM ST, TRACY, MN 56175-1533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 216373 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 216373 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Address | TRACY, MN 56175 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 20, 2023 |
The 2026 property tax bill for 182 Elm St was $1,430.
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 | $106,700 (+3.69%) Land $5,100 Building $101,600 | $106,700 (+3.69%) Land $5,100 Building $101,600 |
| 2025 | $102,900 Land $5,100 Building $97,800 | $102,900 Land $5,100 Building $97,800 | |
| 2023 | $984.00 | $89,700 Land $4,500 Building $85,200 | $89,700 Land $4,500 Building $85,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 182 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Bluepeak.
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