2348 E 1120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2348 E 1120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,018 sqft · built 2003
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-412-0014`

Property Details

APN / Parcel Number

Primary APN	`51-412-0014`
Alternative APN	`188533`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	3,314 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch
Porch Area	49 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	188533
Street Address	2348 E 1120 S
City	SPANISH FORK
State	UT
Zip	84660-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT A, ROCK COVE SUBDV. AREA 0.115 AC.
Legal Subdivision	ROCK COVE
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1004
Census Tract	10405

Owner

2348 E 1120 S is owned and occupied by two individuals who acquired it in April 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2348 E 1120 S, SPANISH FORK, UT 84660-6440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE CU
Sep 29, 2017	Deed of Trust, Mortgage ALPINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022
Deed Sale	Apr 1, 2022
Prior Sale	Sep 13, 2016 · Amount on File
Deed Document Number	202241081
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000089284
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2348 E 1120 S, SPANISH FORK, UT 84660-6440
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130284
Date	Jul 26, 2021
Instrument	130284:2021

Lender

Name	ALPINE CU
Type	Credit Union
Address	OREM, UT 84057

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2348 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000098243
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2348 E 1120 S SPANISH FORK UT 846606440, SPANISH FORK, UT 84660-6440

Mortgage

Document Number	0000098243
Date	Oct 5, 2017
Instrument	98243

Lender

Name	ALPINE CU
Type	Credit Union
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	144 Months
Due	Oct 4, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2348 E 1120 S was $2,582, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,150 (-44.36%)	$493,000 (+1.17%) Land $163,100 Building $329,900
2025	$2,582.00 (+0.04%)	$487,300 Land $171,700 Building $315,600	$487,300 Land $171,700 Building $315,600
2024	$2,581.00 (+1.45%)
2023	$2,544.00 (-0.2%)	$262,515	$477,300 Land $163,500 Building $313,800
2022	$2,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2348 E 1120 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 E 1120 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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