Lake County property record for 23555 Milford Dr, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,262 sqft · built 2019 |
| Lot Size | 1.1 acres (48,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Oct 2019) |
| Tax Bill | $6,243 (2024) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 30-18-28-0500-000-09400 |
| Primary APN | 30-18-28-0500-000-09400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,262 sqft Living Area |
| Gross Area | 3,947 sqft |
| 1st Floor Area | 2,547 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 48,130 sqft (1.1 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 685 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 461 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3797935 |
|---|---|
| Street Address | 23555 MILFORD DR |
| City | EUSTIS |
| State | FL |
| Zip | 32736-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ESTATES AT BLACK BEAR RESERVE SUB LOT 94 PB 43 PGS 80-84 ORB 5349 PG 2477 |
| Legal Range | 28E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | ESTATES AT BLACK BEAR RESERVE SUB |
| Legal Tract | A-G |
| Legal Lot Number | 94 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30108 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23555 MILFORD DR, EUSTIS, FL 32736-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 1, 2019 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Dec 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Prior Sale | Dec 4, 2017 · Amount on Record |
| Deed Document Number | 2019110411 |
| Deed Book / Page | 5349 / 2477 |
| Prior Transfer Date | Feb 8, 2013 |
| Prior Transfer Doc | 0042800684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 23555 MILFORD DR, EUSTIS, FL 32736-7915 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23955 MILFORD DR, EUSTIS, FL 32736-7951 |
| Document Number | 0066050747 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 6605/747 |
| Instrument | 2025120156 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 1, 2019 |
| Property Address | 23555 MILFORD DR, EUSTIS, FL 32736-7915 |
| Document Number | 0053492477 |
| Book / Page | 005349 / 002477 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 110411 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23555 MILFORD DR EUSTIS FL 32736, EUSTIS, FL 32736 |
| Document Number | 53492479 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 005349/002479 |
| Instrument | 110412 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 23555 MILFORD DR, EUSTIS, FL 32736-7915 |
| Document Number | 0050351474 |
| Book / Page | 005035 / 001474 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 129004 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $427.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11934 LIZARD LN DONA VISTA FL 327848132, DONA VISTA, FL 32784-8132 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,990 (+2.9%) | $572,177 (-) Land $168,000 Building $404,177 | |
| 2025 | $448,000 (+5.99%) Land $168,000 Building $280,000 | $572,177 (+22.81%) Land $168,000 Building $404,177 | |
| 2024 | $6,243.00 (+7.08%) | ||
| 2023 | $5,830.00 (+4.14%) Homeowner's exemption | $422,700 (+3%) | $465,905 (-) Land $76,800 Building $389,105 |
| 2022 | $5,598.00 Homeowner's exemption | $410,390 | $465,905 Land $76,800 Building $389,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK BEAR RESERVE private · serves 625 people · EPA ID FL3354938 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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