23548 Milford Dr, Eustis, FL 32736 Property Records

Lake County property record for 23548 Milford Dr, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,029 sqft · built 2005
Lot Size	0.869 acres (37,862 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jan 2020)
Tax Bill	$3,909 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-18-28-0500-000-11600`

Property Details

APN / Parcel Number

Primary APN	`30-18-28-0500-000-11600`
Alternative APN	`3797957`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,029 sqft Living Area
1st Floor Area	3,029 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	37,862 sqft (0.869 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3797957
Street Address	23548 MILFORD DR
City	EUSTIS
State	FL
Zip	32736-7964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT BLACK BEAR RESERVE SUB LOT 116 PB 43 PGS 80-84 ORB 5399 PG 1513
Legal Range	28E
Legal Township	18S
Legal Section	30
Legal Subdivision	ESTATES AT BLACK BEAR RESERVE
Legal Tract	500
Legal Lot Number	116
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2002
Census Tract	30108

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23548 MILFORD DR, EUSTIS, FL 32736-7964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	2020000547
Deed Book / Page	5399 / 1513
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 2, 2020
Property Address	23548 MILFORD DR, EUSTIS, FL 32736-7964
Document Number	0053991513
Book / Page	5399 / 1513
Map Reference	MB 43 PG 80-84
Instrument Date	Dec 30, 2019
Instrument	2020000547
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF MID FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36934 N THRILL HILL RD, 36934, EUSTIS, FL 32736-9088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23548 MILFORD DR, EUSTIS, FL 32736-7964

Mortgage

Document Number	0053991515
Date	Jan 2, 2020
Instrument	5399/1515

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,300 (+5.99%) Land $108,000 Building $161,300	$441,630 (+42.29%) Land $108,000 Building $333,630
2024	$3,909.00 (+8.95%)
2023	$3,588.00 (+7.1%) Homeowner's exemption	$254,090 (+3%)	$310,381 (-) Land $48,000 Building $262,381
2022	$3,350.00 Homeowner's exemption	$246,690	$310,381 Land $48,000 Building $262,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK BEAR RESERVE private · serves 625 people · EPA ID FL3354938
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6