Lake County property record for 23540 Milford Dr, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,675 sqft · built 2006 |
| Lot Size | 0.875 acres (38,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $404,500 (Sep 2021) |
| Tax Bill | $5,195 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-18-28-0500-000-11500 |
| Primary APN | 30-18-28-0500-000-11500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| 1st Floor Area | 2,675 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 38,138 sqft (0.875 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3797956 |
|---|---|
| Street Address | 23540 MILFORD DR |
| City | EUSTIS |
| State | FL |
| Zip | 32736-7964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT BLACK BEAR RESERVE SUB LOT 115 PB 43 PGS 80-84 ORB 5801 PG 1335 |
| Legal Range | 28E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | ESTATES AT BLACK BEAR RESERVE |
| Legal Tract | 500 |
| Legal Lot Number | 115 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30108 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23540 MILFORD DR, EUSTIS, FL 32736-7964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Sep 11, 2018 | Warranty Deed, Transfer CORE TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 2021132295 |
| Deed Book / Page | 5801 / 1335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 23540 MILFORD DR, EUSTIS, FL 32736-7964 |
| Document Number | 0058011335 |
| Book / Page | 5801 / 1335 |
| Map Reference | MB 43 PG 80 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021132295 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,831.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24220 GREENTREE LN, EUSTIS, FL 32736-9628 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23540 MILFORD DR, EUSTIS, FL 32736-7964 |
| Investor | Possibly a Property Investor |
| Document Number | 0058011337 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 5801/1337 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 23540 MILFORD DR, EUSTIS, FL 32736-7964 |
| Document Number | 0051671973 |
| Book / Page | 005167 / 001973 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 106398 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,638.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36826 BARRINGTON DR EUSTIS FL 327368748, EUSTIS, FL 32736-8748 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $368,540 (+5.98%) Land $108,000 Building $260,540 | $434,958 (+25.09%) Land $108,000 Building $326,958 | |
| 2024 | $5,195.00 (+7.71%) | ||
| 2023 | $4,823.00 (+2.03%) Homeowner's exemption Additional exemption filed | $347,729 (+0.05%) | $347,729 (+0.05%) Land $48,000 Building $299,729 |
| 2022 | $4,727.00 Homeowner's exemption Additional exemption filed | $347,554 | $347,554 Land $48,000 Building $299,554 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLACK BEAR RESERVE private · serves 625 people · EPA ID FL3354938 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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