23553 Daylight Pl, Ramona, CA 92065 Property Records

San Diego County property record for 23553 Daylight Pl, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,455 sqft · built 1999
Lot Size0.5 acres (21,780 sqft)
Owner2 Company Names on Record
Last Sale$999,000 (May 2026)
Tax Bill$7,590 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-691-15-00

Property Details

APN / Parcel Number

Primary APN288-691-15-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,455 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area21,780 sqft (0.5 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address23553 DAYLIGHT PL
CityRAMONA
StateCA
Zip92065-5901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 75 TR 013667
Legal SubdivisionCOUNTY/SAN DIEGO #5016-1
Legal Tract013667
Legal Block3
Legal Lot Number75
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3003
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address23553 DAYLIGHT PL, RAMONA, CA 92065-5901
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Grant Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleJun 6, 2014 · Amount on Record
Deed Document Number2026152580
Prior Transfer DateFeb 12, 2000
Prior Transfer Doc0000089617
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2026
Property Address23553 DAYLIGHT PL, RAMONA, CA 92065-5901
Document Number0000152580
Instrument DateMar 18, 2026
Instrument2026152580
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110,988.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address23553 DAYLIGHT PL, RAMONA, CA 92065-5901

Mortgage

Document Number0000152581,
DateMay 28, 2026
Instrument2026152581
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23553 DAYLIGHT PL, RAMONA, CA 92065-5901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address23553 DAYLIGHT PL, RAMONA, CA 92065-5901

Mortgage

Document Number0000564849
DateSep 24, 2020
Instrument2020-0564849
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$641,482 (+2%) Land $187,551 Building $453,931
2025$7,590.00 (+1.82%) Homeowner's exemption$628,905 (+4.04%) Land $183,874 Building $445,031
2024$7,454.00 (+4.63%)
2023$7,124.00 (-1.29%) Homeowner's exemption$604,485 Land $176,735 Building $427,750
2022$7,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 53% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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