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23505 Daylight Pl, Ramona, CA 92065 Property Records

San Diego County property record for 23505 Daylight Pl, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,004 sqft · built 1999
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Mar 2016)
Tax Bill$7,204 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288-691-11-00

Property Details

APN / Parcel Number

Primary APN288-691-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,004 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area22,216 sqft (0.51 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address23505 DAYLIGHT PL
CityRAMONA
StateCA
Zip92065-5901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 71 TR 013667
Legal SubdivisionCOUNTY/SAN DIEGO 5016-1
Legal Tract013667
Legal Block3
Legal Lot Number71
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3003
Census Tract20810

Owner

Source: San Diego County records · APN 288-691-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23505 DAYLIGHT PL, RAMONA, CA 92065-5901
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PAVIA FINANCIAL SERVICES INC
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
PAVIA FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2016 · Amount on Record
Deed SaleMar 03, 2016 · Amount on Record
Prior SaleJun 23, 1999 · Amount on Record
Deed Document Number201694155
Prior Transfer DateNov 20, 1999
Prior Transfer Doc0000832338
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23505 DAYLIGHT PL, RAMONA, CA 92065-5901
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075105
DateFeb 13, 2020
Instrument2020-0075105
Lender
NamePAVIA FINANCIAL SERVICES INC
TypeMortgage Company
AddressSAN DIEGO, CA 92127
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23505 DAYLIGHT PL, RAMONA, CA 92065-5901
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address23505 DAYLIGHT PL, RAMONA, CA 92065-5901

Mortgage

Document Number0000841798
DateDec 29, 2020
Instrument2020-0841798
Lender
NamePAVIA FINANCIAL SERVICES INC
TypeMortgage Company
AddressSAN DIEGO, CA 92127
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$604,307 (+2%) Land $161,416 Building $442,891
2025$7,204.00 (+6.65%) Homeowner's exemption$592,458 (+4.04%) Land $158,251 Building $434,207
2023$6,755.00 (+4.04%) Homeowner's exemption$569,455 Land $152,107 Building $417,348
2022$6,493.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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