San Diego County property record for 23546 Daylight Pl, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $315,000 (Nov 2011) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-691-18-00 |
| Primary APN | 288-691-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,004 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 23546 DAYLIGHT PL |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 78 TR 013667 |
| Legal Subdivision | RAMONA 5016-1 |
| Legal Tract | 013667 |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2011 · Amount on Record |
| Deed Sale | Nov 17, 2011 · Amount on Record |
| Prior Sale | Apr 25, 2008 · Amount on Record |
| Deed Document Number | 2011615013 |
| Last Transfer Date | Jun 22, 2018 |
| Transfer Doc | 0000259320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Document Number | 0000681662 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020-0681662 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000203546 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-0203546 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Document Number | 0000672788 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0672788 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2018 |
| Property Address | 23546 DAYLIGHT PL, RAMONA, CA 92065-5900 |
| Document Number | 0000259320 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 259320 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 23546 DAYLIGHT PL RAMONA CA 920655900, RAMONA, CA 92065-5900 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $403,554 (+2%) Land $122,397 Building $281,157 | |
| 2025 | $5,124.00 (+7.65%) Homeowner's exemption | $395,643 (+4.04%) Land $119,998 Building $275,645 |
| 2023 | $4,760.00 (-2.62%) Homeowner's exemption | $380,283 Land $115,340 Building $264,943 |
| 2022 | $4,888.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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