2353 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2353 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · built 2022
Lot Size0.096 acres (4,164 sqft)
OwnerIndividual Name on Record
Last Sale$268,487 (Sep 2022)
Tax Bill$2,659 (2025)
Deeds & MortgagesSep 2022 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN044-00-02-152.02

Property Details

APN / Parcel Number

Primary APN044-00-02-152.02

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area4,164 sqft (0.096 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2353 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 152B PHASE C SEC 21 TUSCANY SUBD 0.0956 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase21
Legal Lot Number152B
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2353 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
VICTORY MORTGAGE LLC
Apr 14, 2022Warranty Deed, Transfer · Unknown
FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Deed Document Number2022120
Deed Book / Page190 / 902
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2353 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedJan 12, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900121
DateSep 20, 2022
Book Page408/603
Instrument22092005900121
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 14, 2022
Property Address2353 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900069
Book / Page159 / 635
Map ReferencePL 1 SL 2313&2313A
Instrument DateMar 28, 2022
Instrument22041405900069
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Mortgage

Document Number0005900147
DateApr 22, 2022
Book Page161/408
Instrument22042205900147
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeUnknown
AmountAmount Recorded
Term12 Months
DueMar 31, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,400 (-) Land $60,000 Building $208,400$268,400 (-) Land $60,000 Building $208,400
2025$2,659.00$268,400 Land $52,000 Building $216,400$268,400 Land $52,000 Building $216,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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