23500 E Echo Lake Rd, Snohomish, WA 98296 Property Records

Snohomish County property record for 23500 E Echo Lake Rd, Snohomish, WA 98296

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,080 sqft · built 2018
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,049 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4331-000-043-00`

Property Details

APN / Parcel Number

Primary APN	`4331-000-043-00`
Alternative APNs	`004331-000-043-00` `43310000430001` `348200`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	4,340 sqft
1st Floor Area	1,536 sqft
Basement Area	690 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Deck Area	624 sqft
Patio Area	624 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	348200
Street Address	23500 E ECHO LAKE RD
City	SNOHOMISH
State	WA
Zip	98296-6194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ECHO LAKE BLK 000 D-00 - LOT 43
Legal Section	33
Legal Subdivision	ECHO LAKE
Legal Block	000 D
Legal Lot Number	43
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MALTBY
Census Block Group	1
Census Block	1009
Census Tract	52113

Owner

23500 E Echo Lake Rd, a single family home, is owned by two individuals.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20912 28TH AVE SE, BOTHELL, WA 98021-7859
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23500 E ECHO LAKE RD, SNOHOMISH, WA 98296-6194
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000483
Date	Nov 9, 2017
Instrument	201711090483

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	23500 E ECHO LAKE RD, SNOHOMISH, WA 98296-6194
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000247
Date	Aug 14, 2020
Instrument	202008140247

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 23500 E Echo Lake Rd was $11,049.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,049.00	$1,410,100 Land $689,000 Building $721,100	$1,410,100 Land $689,000 Building $721,100
2023	$9,799.00	$1,314,500 Land $613,200 Building $701,300	$1,314,500 Land $613,200 Building $701,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23500 E Echo Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23500 E Echo Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile, Verizon.

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