Snohomish County property record for 23308 E Echo Lake Rd, Snohomish, WA 98296
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,464 sqft · built 1968 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Oct 2023) |
| Tax Bill | $7,661 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4331-000-037-00 |
| Primary APN | 4331-000-037-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 55 ft deep x 55 ft wide |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Deck Area | 461 sqft |
| Patio Area | 461 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 348193 |
|---|---|
| Street Address | 23308 E ECHO LAKE RD |
| City | SNOHOMISH |
| State | WA |
| Zip | 98296-7861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | ECHO LAKE BLK 000 D-00 - LOT 37 |
| Legal Section | 33 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 000 D |
| Legal Lot Number | 37 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | MALTBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52113 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23308E E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 2023299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|---|
| Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000247 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202510010247 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Oct 20, 2023 |
| Property Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000299 |
| Map Reference | VOL 13 PG 72 |
| Instrument Date | Oct 15, 2023 |
| Instrument | 202310200299 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000300 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 202310200300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000000464 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202004200464 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Jun 13, 2019 |
| Property Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000337 |
| Map Reference | VOL 13 PG 72 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 201906130337 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | WFG NATL TTL CO OF WA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,910.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23308 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000338 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 201906130338 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,661.00 (+7.7%) | $973,700 (+2.37%) Land $669,600 Building $304,100 | $973,700 (+2.37%) Land $669,600 Building $304,100 |
| 2023 | $7,113.00 (+7.35%) | $951,200 (+35.98%) Land $611,100 Building $340,100 | $951,200 (+35.98%) Land $611,100 Building $340,100 |
| 2022 | $6,626.00 | $699,500 Land $408,800 Building $290,700 | $699,500 Land $408,800 Building $290,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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