Snohomish County property record for 23320 E Echo Lake Rd, Snohomish, WA 98296
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,126 sqft · built 2007 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,199,000 (Apr 2026) |
| Tax Bill | $8,607 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4331-000-039-00 |
| Primary APN | 4331-000-039-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 3,774 sqft |
| 1st Floor Area | 2,126 sqft |
| Basement Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 348195 |
|---|---|
| Street Address | 23320 E ECHO LAKE RD |
| City | SNOHOMISH |
| State | WA |
| Zip | 98296-7861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | ECHO LAKE BLK 000 D-00 - LOT 39 |
| Legal Section | 33 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 000 D |
| Legal Lot Number | 39 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | MALTBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52113 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19010 108TH AVE NE, BOTHELL, WA 98011-3031 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CREDIT UNION |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Aug 7, 1998 · Amount on Record |
| Deed Document Number | 2026122 |
| Prior Transfer Date | Apr 2, 2025 |
| Prior Transfer Doc | 0000000116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23320 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000162 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 202104020162 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Apr 15, 2026 |
| Property Address | 23320 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Document Number | 0000000122 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026122 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,060,622.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19010 108TH AVE NE, BOTHELL, WA 98011-3031 |
| Document Number | 0000000123, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202615123 |
| Name | BOEING EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23320 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202101080793 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 202101080793 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 23320 E ECHO LAKE RD, SNOHOMISH, WA 98296-7861 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202104020162 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 202104020162 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Monroe School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,607.00 (+2.72%) | $1,093,400 (+2.42%) Land $654,600 Building $438,800 | $1,093,400 (+2.42%) Land $654,600 Building $438,800 |
| 2025 | $8,379.00 (+4.87%) | ||
| 2023 | $7,990.00 | $1,067,600 Land $594,800 Building $472,800 | $1,067,600 Land $594,800 Building $472,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS VALLEY WATER DISTRICT serves 24,695 people · EPA ID WA5316270 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2021 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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