2330 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2330 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,669 sqft · built 1998
Lot Size0.173 acres (7,566 sqft)
Owner2 Trust Names on File
Last Sale$173,500 (Aug 2002)
Tax Bill$1,704 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN309-11-389

Property Details

APN / Parcel Number

Primary APN309-11-389

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,669 sqft Living Area
1st Floor Area1,669 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,566 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Pool Area377 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2330 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionFINLEY FARMS SOUTH PARCEL 13 MCR 404-11
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 13
Legal Lot Number11
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3013
Census Tract422512

Owner

2330 E Saratoga St is owner-occupied and held in a trust since August 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address2330 E SARATOGA ST, GILBERT, AZ 85296-2775
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 28, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 30, 2002 · Amount on File
Deed SaleAug 30, 2002 · Amount on File
Prior SaleAug 30, 2002 · Amount on File
Deed Document Number0000888400
Last Transfer DateAug 23, 2024
Transfer Doc0000450467
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2330 E SARATOGA ST, GILBERT, AZ 85296-2775
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2330 E SARATOGA ST, GILBERT, AZ 85296-2775

Mortgage

Document Number0000963521
DateOct 8, 2020
Instrument20200963521
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2330 E SARATOGA ST, GILBERT, AZ 85296-2775
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2330 E SARATOGA ST, GILBERT, AZ 85296-2775

Mortgage

Document Number0000177894
DateFeb 28, 2022
Instrument20220177894
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2330 E Saratoga St was $1,704.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,710$447,100 Land $89,400 Building $357,700
2025$1,704.00
2024$45,260$452,600 Land $90,500 Building $362,100
2023$1,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2330 E Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2330 E Saratoga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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