235 S Loop Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 235 S Loop Dr, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft
Lot Size	0.088 acres (3,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Feb 2021)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-12-17-004.00`

Property Details

APN / Parcel Number

Primary APN	`051-12-17-004.00`
Alternative APN	`51A-008-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,833 sqft (0.088 acres)
Garage Type	Attached
Driveway	Asphalt Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	235 S LOOP DR
City	STANFORD
State	KY
Zip	40484-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & L 14 & 15 & (.088 ACS)
Legal Subdivision	DIX RIVER ESTATES
Legal Lot Number	14-15
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	2
Census Block	2004
Census Tract	920103

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 S LOOP DR, STANFORD, KY 40484-8325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC
Feb 8, 2021	Deed, Transfer · Conventional Mortgage 1ST TRUST BANK INC
Nov 9, 2018	Deed, Transfer BRUCE EDGINTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	2021465537
Deed Book / Page	458 / 688
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	235 S LOOP DR, STANFORD, KY 40484-8325
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG472/173
Date	Oct 4, 2019
Book Page	MTG 472/173
Instrument	344540

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	HAZARD, KY 41701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Feb 8, 2021
Property Address	235 S LOOP DR, STANFORD, KY 40484-8325
Document Number	DEED458/688
Book / Page	DEED 458 / 688
Map Reference	MB 3 PG 45
Instrument Date	Feb 4, 2021
Instrument	465537
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 S LOOP DR, STANFORD, KY 40484-8325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	235 S LOOP DR, STANFORD, KY 40484-8325
Mail Care Of	EDGAR H RICHARDS JR

Mortgage

Document Number	0000465539
Date	Feb 8, 2021
Instrument	465539

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Nov 9, 2018
Property Address	235 S LOOP DR, STANFORD, KY 40484-8325
Document Number	DEED443/835
Book / Page	DEED 443 / 835
Map Reference	MB 3 PG 45
Instrument Date	Nov 9, 2018
Instrument	340656
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 VISTA CT, STANFORD, KY 40484-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 S LOOP DR, STANFORD, KY 40484-8325

Mortgage

Document Number	0000340657
Date	Nov 9, 2018
Instrument	340657

Lender

Name	BRUCE EDGINTON
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (-4.23%)	$179,900 (-) Land $20,000 Building $159,900	$179,900 (-) Land $20,000 Building $159,900
2024	$1,845.00
2023		$179,900 Land $25,000 Building $154,900	$179,900 Land $25,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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