230 S Loop Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 230 S Loop Dr, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft
Lot Size	0.349 acres (15,213 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2026)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-12-12-003.00`

Property Details

APN / Parcel Number

Primary APN	`051-12-12-003.00`
Alternative APN	`51A-008-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,213 sqft (0.349 acres)
Garage Type	Attached
Garage Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	230 S LOOP DR
City	STANFORD
State	KY
Zip	40484-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Legal Subdivision	DIX RIVER EST
Legal Block	E
Legal Lot Number	21
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	2
Census Block	2002
Census Tract	920103

Owner

Source: Lincoln County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 S LOOP DR, STANFORD, KY 40484-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2026
Deed Book / Page	496 / 841
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Jun 8, 2026
Property Address	230 S LOOP DR, STANFORD, KY 40484-8325
Document Number	0496000841
Book / Page	496 / 841
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 S LOOP DR, STANFORD, KY 40484-8325

Mortgage

Document Number	0569000194,
Date	Jun 8, 2026
Book Page	569/194

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	230 S LOOP DR, STANFORD, KY 40484-8325
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000506/800
Date	Dec 7, 2021
Book Page	506/800
Instrument	480005

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00 (-4.28%)	$212,000 (-) Land $20,000 Building $192,000	$212,000 (-) Land $20,000 Building $192,000
2024	$2,175.00
2023		$212,000 Land $118,420 Building $93,580	$212,000 Land $118,420 Building $93,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on S Loop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures