Lincoln County property record for 190 S Loop Dr, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft |
| Lot Size | 0.354 acres (15,421 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,237 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-12-12-005.00 |
| Primary APN | 051-12-12-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,421 sqft (0.354 acres) |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|
| Street Address | 190 S LOOP DR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-8324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | DIX RIVER ESTATES SUB 5 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920103 |
190 S Loop Dr is owned and occupied by two individuals.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 S LOOP DR, STANFORD, KY 40484-8324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 190 S LOOP DR, STANFORD, KY 40484-8324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 190 S LOOP DR, STANFORD, KY 40484-8324 |
| Investor | Possibly a Property Investor |
| Document Number | MTG505/547 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | MTG 505/547 |
| Instrument | 479686 |
| Name | PBK BANK INC |
|---|---|
| Type | Bank |
| Address | STANFORD, KY 40484 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Jan 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 190 S Loop Dr was $1,237, down 4.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,237.00 (-4.26%) | $126,000 Land $20,000 Building $106,000 | $126,000 Land $20,000 Building $106,000 |
| 2024 | $1,292.00 | ||
| 2023 | $126,000 Land $20,000 Building $106,000 | $126,000 Land $20,000 Building $106,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 S Loop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 S Loop Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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