235 S 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 235 S 2nd Ave, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,376 sqft · built 2004
Lot Size0.758 acres (33,053 sqft)
OwnerIndividual Name on Record
Last Sale$297,500 (Sep 2007)
Tax Bill$6,470 (2026)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0081-00051

Property Details

APN / Parcel Number

Primary APN185-0081-00051
Alternative APN
  • 854567

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,376 sqft Gross Area
1st Floor Area1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area33,053 sqft (0.758 acres)
Garage Area672 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area64 sqft
Patio Area392 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number854567
Street Address235 S 2ND AVE
CityDULUTH
StateMN
Zip55810-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 EX THAT PART LYING WLY OF A LINERUN FROM A PT IN N LINE OF LOT 5 299.48 FTWLY OF NE COR TO A PT IN THE S LINE OF
Legal SubdivisionFAIRWAY GREENS
Legal Block1
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3015
Census Tract10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address235 S 2ND AVE, DULUTH, MN 55810-2315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2007 · Amount on Record
Deed SaleSep 26, 2007 · Amount on Record
Prior SaleSep 27, 2006 · Amount on Record
Deed Document Number20071063699
Last Transfer DateFeb 23, 2009
Transfer Doc0001102690
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address235 S 2ND AVE, DULUTH, MN 55810-2315
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 S 2ND AVE, PROCTOR, MN 55810-2315

Mortgage

Document Number0001483107
DateFeb 15, 2024
Instrument1483107
Lender
NameBELL BANK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 15, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,470.00 (-1.1%) Homeowner's exemption
2025$6,542.00 (+9.51%) Homeowner's exemption$456,900 (-2.73%) Land $47,300 Building $409,600$456,900 (-2.73%) Land $47,300 Building $409,600
2024$5,974.00$469,700 (+30.76%) Land $28,700 Building $441,000$469,700 (+30.76%) Land $28,700 Building $441,000
2022$359,200 Land $21,600 Building $337,600$359,200 Land $21,600 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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