130 S 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 130 S 2nd Ave, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,404 sqft · built 1965
Lot Size0.246 acres (10,742 sqft)
OwnerIndividual Name on File
Last Sale$231,251 (Sep 2007)
Tax Bill$3,512 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN185-0085-00010

Property Details

APN / Parcel Number

Primary APN185-0085-00010
Alternative APN
  • 854145

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,404 sqft Gross Area
1st Floor Area1,404 sqft
Basement Area819 sqft
Finished Basement819 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area10,742 sqft (0.246 acres)
Garage Area784 sqft
Deck Area24 sqft
Patio Area80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number854145
Street Address130 S 2ND AVE
CityDULUTH
StateMN
Zip55810-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 78 FT OF LOTS 1 AND 2 SERIAL #
Legal SubdivisionHAGENS ADDITION TO PROCTOR
Legal Block1
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3028
Census Tract10100

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 S 2ND AVE, DULUTH, MN 55810-2352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2007 · Amount on Record
Deed SaleSep 18, 2007 · Amount on Record
Deed Document Number2007842747
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address130 S 2ND AVE, DULUTH, MN 55810-2352
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 S 2ND AVE, PROCTOR, MN 55810-2352

Mortgage

Document Number0001072564
DateSep 20, 2023
Instrument1072564
Lender
NameHERMANTOWN FCU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,512.00 (+1.21%) Homeowner's exemption
2025$3,470.00 (+8.64%) Homeowner's exemption$265,400 (-0.56%) Land $19,800 Building $245,600$265,400 (-0.56%) Land $19,800 Building $245,600
2024$3,194.00$266,900 (+30.39%) Land $18,300 Building $248,600$266,900 (+30.39%) Land $18,300 Building $248,600
2022$204,700 Land $13,800 Building $190,900$204,700 Land $13,800 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
AirFiber
Fixed Wireless
100 / 20

May also be available: Mediacom Communications, T-Mobile USA.

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