234 S 2nd Ave, Duluth, MN 55810 Property Records

St. Louis County property record for 234 S 2nd Ave, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1960
Lot Size	0.687 acres (29,940 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Jun 2020)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0090-00200`

Property Details

APN / Parcel Number

Primary APN	`185-0090-00200`
Alternative APN	`1090691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,940 sqft (0.687 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	420 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1090691
Street Address	234 S 2ND AVE
City	DULUTH
State	MN
Zip	55810-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SERIAL #
Legal Subdivision	HILLSIDE GARDEN TRACTS TO PROCTOR
Legal Lot Number	20
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3029
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 S 2ND AVE, DULUTH, MN 55810-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	20201024379
Prior Transfer Date	Sep 17, 1991
Prior Transfer Doc	0000699407
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2020
Property Address	234 S 2ND AVE, DULUTH, MN 55810-2328
Document Number	00T1024379
Instrument Date	Jun 5, 2020
Instrument	T1024379
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 S 2ND AVE PROCTOR MN 558102328, PROCTOR, MN 55810-2328

Mortgage

Document Number	T1024380
Date	Jun 10, 2020
Instrument	T1024380

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+15.58%) Homeowner's exemption
2025	$3,286.00 (+9.31%) Homeowner's exemption	$283,800 (+11.43%) Land $42,700 Building $241,100	$283,800 (+11.43%) Land $42,700 Building $241,100
2024	$3,006.00	$254,700 (+30.55%) Land $28,500 Building $226,200	$254,700 (+30.55%) Land $28,500 Building $226,200
2022		$195,100 Land $21,500 Building $173,600	$195,100 Land $21,500 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, T-Mobile.

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