235 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 235 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,571 sqft · built 2005
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Sep 2026)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-002130`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-002130`
Alternative APNs	`112526486251002130` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,148 sqft (0.164 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	50 sqft

Location & Zoning

Street Address	235 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 213
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	213
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2009
Census Tract	12412

Owner

Source: Polk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	235 KETTERING RD, DAVENPORT, FL 33897-7738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	2026225067
Deed Book / Page	14156 / 1604
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 16, 2026
Property Address	235 KETTERING RD, DAVENPORT, FL 33897-7738
Document Number	0000225067
Book / Page	14156 / 1604
Instrument Date	Sep 1, 2026
Instrument	2026225067
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338,653.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 KETTERING RD, DAVENPORT, FL 33897-7738

Mortgage

Document Number	0000225068,
Date	Sep 16, 2026
Book Page	14156/1606
Instrument	2026225068

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	235 KETTERING RD, DAVENPORT, FL 33897-7738
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 KETTERING RD, DAVENPORT, FL 33897-7738

Mortgage

Document Number	0000178855
Date	Jun 30, 2022
Book Page	12319/1254
Instrument	2022178855

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2021
Property Address	235 KETTERING RD, DAVENPORT, FL 33897-7738
Document Number	0000178284
Book / Page	11795 / 1467
Map Reference	MB 127 PG 16-18
Instrument Date	Jun 17, 2021
Instrument	2021178284
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15803 TURKEY ISLAND CIR, 15803, WINTER GARDEN, FL 34787-9480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 KETTERING RD, DAVENPORT, FL 33897-7738

Mortgage

Document Number	0117951469
Date	Jul 12, 2021
Instrument	11795/1469

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,296 (-2.11%) Land $74,000 Building $248,296	$322,296 (-2.11%) Land $74,000 Building $248,296
2025	$4,256.00 (-6.44%)	$329,232 (-3.48%) Land $74,000 Building $255,232	$329,232 (-3.48%) Land $74,000 Building $255,232
2023	$4,549.00 (+12.82%)	$341,106 (+21.5%) Land $72,000 Building $269,106	$341,106 (+21.5%) Land $72,000 Building $269,106
2022	$4,032.00	$280,747 Land $60,000 Building $220,747	$280,747 Land $60,000 Building $220,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Kettering Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures