Polk County property record for 224 Kettering Rd, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,396 sqft · built 2005 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (Jul 2020) |
| Tax Bill | $3,638 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-11-486251-001100 |
| Primary APN | 26-25-11-486251-001100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,396 sqft Living Area |
| Gross Area | 3,837 sqft |
| 1st Floor Area | 1,586 sqft |
| Upper Floors Area | 1,810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,499 sqft (0.149 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 45 sqft |
| Street Address | 224 KETTERING RD |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 110 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | LEGACY PARK - PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 486251 |
| Legal Block | 2 |
| Legal Lot Number | 110 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12412 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 KETTERING RD, DAVENPORT, FL 33897-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2020 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MTG CORP |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage RBC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 2020148302 |
| Deed Book / Page | 11309 / 505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 224 KETTERING RD, DAVENPORT, FL 33897-7737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000322201 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 12021/1264 |
| Instrument | 20210322201 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 224 KETTERING RD, DAVENPORT, FL 33897-7737 |
| Document Number | 0113090505 |
| Book / Page | 011309 / 000505 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 148302 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 KETTERING RD DAVENPORT FL 338977737, DAVENPORT, FL 33897-7737 |
| Document Number | 113090507 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 011309/000507 |
| Instrument | 148303 |
| Name | WATERSTONE MTG CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 26, 2017 |
| Property Address | 224 KETTERING RD, DAVENPORT, FL 33897-7737 |
| Document Number | 0102150461 |
| Book / Page | 010215 / 000461 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 142163 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7812 TRACKVIEW ST DAVENPORT FL 33897, DAVENPORT, FL 33897 |
| Document Number | 102150463 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 010215/000463 |
| Instrument | 142164 |
| Name | RBC BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,638.00 (-3.86%) Homeowner's exemption | $321,631 (+5.99%) | $412,901 (-3.94%) Land $74,000 Building $338,901 |
| 2023 | $3,784.00 (+2.55%) Homeowner's exemption | $303,463 (+3%) | $429,843 (+19.23%) Land $72,000 Building $357,843 |
| 2022 | $3,690.00 Homeowner's exemption | $294,624 | $360,528 Land $60,000 Building $300,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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