225 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 225 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,396 sqft · built 2005
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (May 2019)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-002120`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-002120`
Alternative APNs	`112526486251002120` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	3,837 sqft
1st Floor Area	1,586 sqft
Upper Floors Area	1,810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,148 sqft (0.164 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	92 sqft

Location & Zoning

Street Address	225 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 212
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	212
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2009
Census Tract	12412

Owner

225 Kettering Rd is owned and occupied by an individual who bought it in May 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	225 KETTERING RD, DAVENPORT, FL 33897-7738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Oct 27, 2010 · Amount on File
Deed Document Number	2019103243
Deed Book / Page	10846 / 1926
Prior Transfer Date	Aug 3, 2010
Prior Transfer Doc	0000129438
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 21, 2019
Property Address	225 KETTERING RD, DAVENPORT, FL 33897-7738
Document Number	0108461926
Book / Page	010846 / 001926
Instrument Date	May 17, 2019
Instrument	103243
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,862.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 S GLADYS AVE SAN GABRIEL CA 917763131, SAN GABRIEL, CA 91776-3131

Mortgage

Document Number	108461928
Date	May 21, 2019
Book Page	010846/001928
Instrument	103244

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 225 Kettering Rd was $4,989 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,338 (-4.55%) Land $74,000 Building $294,338	$368,338 (-4.55%) Land $74,000 Building $294,338
2025	$4,989.00	$385,912 Land $74,000 Building $311,912	$385,912 Land $74,000 Building $311,912
2023	$4,985.00 (+12.4%)	$401,942 (+19.59%) Land $72,000 Building $329,942	$401,942 (+19.59%) Land $72,000 Building $329,942
2022	$4,435.00	$336,112 Land $60,000 Building $276,112	$336,112 Land $60,000 Building $276,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Kettering Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Kettering Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20