235 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 235 Central Ave S, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,249 sqft · built 1920
Lot Size	0.226 acres (9,860 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2021)
Tax Bill	$2,944 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-042-0640`

Property Details

APN / Parcel Number

Primary APN	`21-042-0640`

Interior

Building Area	1,249 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,860 sqft (0.226 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	235 CENTRAL AVE S
City	MILACA
State	MN
Zip	56353-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	15
Legal Lot Number	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3040
Census Tract	170500

Owner

235 Central Ave S is owned and occupied by two individuals who bought it in May 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 CENTRAL AVE S, MILACA, MN 56353-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 17, 2021	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
May 17, 2021	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Deed Document Number	2021424438
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	A424436
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 17, 2021
Property Address	235 CENTRAL AVE S, MILACA, MN 56353-1124
Document Number	A424438
Instrument Date	May 7, 2021
Instrument	A424438
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 CENTRAL AVE S, MILACA, MN 56353-1124

Mortgage

Document Number	000A424439
Date	May 17, 2021
Instrument	A424439

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 17, 2021
Property Address	235 CENTRAL AVE S, MILACA, MN 56353-1124
Document Number	A424437
Instrument Date	May 5, 2021
Instrument	A424437
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 CENTRAL AVE S, MILACA, MN 56353-1124

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 17, 2021
Property Address	235 CENTRAL AVE S, MILACA, MN 56353-1124
Document Number	A424436
Instrument Date	May 3, 2021
Instrument	A424436
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 CENTRAL AVE S, MILACA, MN 56353-1124

Tax Assessment & Valuation

The 2026 property tax bill for 235 Central Ave S was $2,944.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,944.00	$242,000 (+2.28%) Land $36,000 Building $206,000	$242,000 (+2.28%) Land $36,000 Building $206,000
2025		$236,600 Land $32,000 Building $204,600	$236,600 Land $32,000 Building $204,600
2023	$2,336.00	$198,300 Land $28,000 Building $170,300	$198,300 Land $28,000 Building $170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Central Ave S in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Central Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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