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260 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 260 Central Ave S, Milaca, MN 56353

Property Summary

Property TypeCommercial
Details4,285 sqft · built 1992
Lot Size0.237 acres (10,350 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Dec 2018)
Tax Bill$4,546 (2026)
Deeds & MortgagesJun 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-042-0650

Property Details

APN / Parcel Number

Primary APN21-042-0650

Interior

Building Area4,285 sqft Total Area
Basement Area1,216 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area10,350 sqft (0.237 acres)
Garage TypeAttached
Garage Area1,218 sqft
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address260 CENTRAL AVE S
CityMILACA
StateMN
Zip56353-1125
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description& E 1/2 OF N-S ALLEY ADJ
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionSECOND ADDITION TO MILACA
Legal Block16
Legal Lot Number1
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group3
Census Block3039
Census Tract170500

Owner

260 Central Ave S, a commercial property, is owned by a company that bought it in December 2018.

Source: Mille Lacs County records, as of September 4, 2026

Owner of RecordCompany Name on File
Mailing Address260 CENTRAL AVE S, MILACA, MN 56353-1125
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK MILACA
Dec 20, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2018 · Amount on File
Deed SaleDec 20, 2018 · Amount on File
Deed Document Number2018409637
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address260 CENTRAL AVE S, MILACA, MN 56353-1125
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A425414
DateJun 30, 2021
InstrumentA425414
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateDec 20, 2018
Property Address260 CENTRAL AVE S, MILACA, MN 56353-1125
Document Number000A409637
Instrument DateDec 19, 2018
InstrumentA409637
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyHOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 CENTRAL AVE S, MILACA, MN 56353-1125

Mortgage

Document Number000A409638
DateDec 20, 2018
InstrumentA409638
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 260 Central Ave S was $4,546.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,546.00$232,900 (+16.98%) Land $38,800 Building $194,100$232,900 (+16.98%) Land $38,800 Building $194,100
2025$199,100 Land $31,000 Building $168,100$199,100 Land $31,000 Building $168,100
2023$3,468.00$167,800 Land $28,500 Building $139,300$167,800 Land $28,500 Building $139,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 260 Central Ave S in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1995–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2016 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Central Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Benton Cooperative Telephone Company
Cable · Fiber in parts of the area		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: ECE Fiber.

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