170 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 170 Central Ave S, Milaca, MN 56353

Property Summary

Property Type	Commercial
Details	2,800 sqft
Lot Size	0.21 acres (9,149 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Aug 2016)
Tax Bill	$2,544 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-041-0260`

Property Details

APN / Parcel Number

Primary APN	`21-041-0260`

Interior

Building Area	2,800 sqft Total Area

Exterior

Lot Area	9,149 sqft (0.21 acres)

Location & Zoning

Street Address	170 CENTRAL AVE S
City	MILACA
State	MN
Zip	56353-1123
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EX S 26 FT & S 22 FT ON W END & S 21.25 FT ON E END OF LOT 3 BLK 7
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FIRST ADDITION TO MILACA
Legal Block	7
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3028
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13806 180TH ST, MILACA, MN 56353-3328
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK AND TRUST COMPANY
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Dec 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	2016396211
Last Transfer Date	Dec 19, 2018
Transfer Doc	A409710
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Apr 1, 2026
Property Address	170 CENTRAL AVE S, MILACA, MN 56353-1123
Document Number	000A450616
Instrument Date	Feb 4, 2026
Instrument	2026450616
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	13806 180TH ST, MILACA, MN 56353-3328

Mortgage

Document Number	0000450616,
Date	Apr 1, 2026
Instrument	2026450616

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2031

Interest

Rate	6.16%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	170 CENTRAL AVE S, MILACA, MN 56353-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A404258
Date	Dec 28, 2017
Instrument	A404258

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2022

Interest

Rate Type	Fixed Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 27, 2018
Property Address	170 CENTRAL AVE S, MILACA, MN 56353-1123
Document Number	A409710
Instrument Date	Dec 19, 2018
Instrument	A409710
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13806 180TH ST, 13806, MILACA, MN 56353-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 180TH ST, MILACA, MN 56353-3328

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,544.00 (+18%)	$149,700 (+17.5%) Land $34,300 Building $115,400	$149,700 (+17.5%) Land $34,300 Building $115,400
2025	$2,156.00 (+14.56%)	$127,400 (+27.27%) Land $27,500 Building $99,900	$127,400 (+27.27%) Land $27,500 Building $99,900
2023	$1,882.00	$100,100 Land $25,200 Building $74,900	$100,100 Land $25,200 Building $74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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