235 3rd St, Cambridge, MA 02142 Property Records

Middlesex County and Cambridge City property record for 235 3rd St, Cambridge, MA 02142

Property Summary

Property Type	Commercial
Details	2 bd · 1.5 ba · 996 sqft · built 1886
Lot Size	0.128 acres (5,559 sqft)
Owner	Company Name on Record
Last Sale	$1,725,000 (May 2022)
Tax Bill	$19,447 (2025)
Deeds & Mortgages	Jul 2024 Refinance May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-35`

Property Details

APN / Parcel Number

Primary APN	`27-35`
Alternative APNs	`CAMB M:00027 L:00035` `CAMB M:00027 L:00102`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	996 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,559 sqft (0.128 acres)
Garage Type	Covered
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	235 3RD ST
City	CAMBRIDGE
State	MA
Zip	02142-1129
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	IA-1
Legal Lot Number	102
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 MIDDLESEX TPKE, BURLINGTON, MA 01803-4426
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
May 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SILICON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Nov 3, 1995 · Amount on Record
Deed Document Number	202278846
Deed Book / Page	80181 / 309
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	080181-309
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	235 3RD ST, CAMBRIDGE, MA 02142-1129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082965-30
Date	Jul 2, 2024
Book Page	82965/30
Instrument	72149

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	May 26, 2022
Property Address	235 3RD ST, CAMBRIDGE, MA 02142-1129
Document Number	080181-309
Book / Page	80181 / 309
Instrument Date	May 25, 2022
Instrument	78846
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 GARFIELD CIR STE 6, 6, BURLINGTON, MA 01803-4983

Mortgage

Document Number	0000078848
Date	May 26, 2022
Instrument	78848

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,447.00 (+206.4%)	$1,688,100 (+57.44%) Land $1,169,400 Building $518,700
2024	$6,347.00 (+9.11%)	$1,072,200 (+8.01%) Land $724,300 Building $347,900	$3,885,500
2023	$5,817.00	$992,700 Land $691,500 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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