231 3rd St, Cambridge, MA 02142 Property Records

Middlesex County and Cambridge City property record for 231 3rd St, Cambridge, MA 02142

Property Summary

Property Type	Office Building
Details	4 bd · 2 ba · 2,548 sqft · built 1916
Lot Size	0.06 acres (2,649 sqft)
Owner	Company Name on Record
Last Sale	$1,615,000 (Dec 2020)
Tax Bill	$11,498 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-34`

Property Details

APN / Parcel Number

Primary APN	`27-34`
Alternative APN	`CAMB M:00027 L:00034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,548 sqft Total Area
Gross Area	3,798 sqft
1st Floor Area	1,298 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Security Alarm	Security Alarm

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,649 sqft (0.06 acres)
Garage Type	Covered

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	27-34
Street Address	231 3RD ST
City	CAMBRIDGE
State	MA
Zip	02142-1129
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	IA-1
Legal Description	LOT:34 DIST:49 CITY/MUNI/TWP:CAMBRIDGE
Legal Lot Number	34
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2004
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of April 26, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	271 LINCOLN ST STE 10, 10, LEXINGTON, MA 02421-7527
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage E CAMBRIDGE SVGS BK
Dec 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOSTON PRIVATE BANK & TRUST COMPANY
Jan 18, 2019	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	Jan 18, 2019
Deed Document Number	0007653297
Deed Book / Page	76532 / 97
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	231 3RD ST, CAMBRIDGE, MA 02142-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68854-259
Date	Feb 2, 2017
Book Page	68854/259
Instrument	19309

Lender

Name	E CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Dec 24, 2020
Property Address	231 3RD ST, CAMBRIDGE, MA 02142-1129
Document Number	76532-97
Book / Page	76532 / 97
Instrument Date	Dec 15, 2020
Instrument	247975
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 LINCOLN ST STE 10, 10, LEXINGTON, MA 02421-7527

Mortgage

Document Number	247976
Date	Dec 24, 2020
Instrument	247976

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jan 18, 2019
Property Address	231 3RD ST, CAMBRIDGE, MA 02142-1129
Document Number	72138-439
Book / Page	072138 / 000439
Instrument Date	Jan 16, 2019
Instrument	7377
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	67 CLARENDON PARK ROSLINDALE MA 021314202, ROSLINDALE, MA 02131-4202

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$11,498.00	$1,099,200 Land $543,000 Building $556,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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