210 3rd St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 210 3rd St, Cambridge, MA 02141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,144 sqft · built 1826
Lot Size	0.024 acres (1,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Oct 2018)
Tax Bill	$7,137 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-54`

Property Details

APN / Parcel Number

Primary APN	`17-54`
Alternative APN	`CAMB M:00017 L:00054`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1826
Architectural Style	Other
Exterior Material	Brick
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,025 sqft (0.024 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	210 3RD ST
City	CAMBRIDGE
State	MA
Zip	02141-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Lot Number	54
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 3RD ST, CAMBRIDGE, MA 02141-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · ARM US BANK NA
May 20, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Oct 16, 2018	Quit Claim Deed, Transfer GUARANTEED RATE
Oct 21, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Aug 10, 2012 · Amount on Record
Deed Book / Page	71749 / 48
Transfer Doc	0071749-48
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	210 3RD ST, CAMBRIDGE, MA 02141-2139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75738-279
Date	Sep 28, 2020
Book Page	75738/279
Instrument	172851

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Oct 1, 2027
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	210 3RD ST, CAMBRIDGE, MA 02141-2139
Document Number	72662-364
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 3RD ST CAMBRIDGE MA 021412139, CAMBRIDGE, MA 02141-2139

Mortgage

Document Number	72662-364
Date	May 28, 2019
Book Page	072662/000364
Instrument	69573

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 16, 2018
Property Address	210 3RD ST, CAMBRIDGE, MA 02141-2139
Document Number	71749-48
Book / Page	071749 / 000048
Instrument Date	Sep 27, 2018
Instrument	158660
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,468.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 3RD ST CAMBRIDGE MA 021412139, CAMBRIDGE, MA 02141-2139

Mortgage

Document Number	71749-51
Date	Oct 16, 2018
Book Page	071749/000051
Instrument	158661

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate	3.88%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	210 3RD ST, CAMBRIDGE, MA 02141-2139
Document Number	70133-141
Book / Page	070133 / 000141
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70133-141
Date	Oct 26, 2017
Book Page	070133/000141
Instrument	3409

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,137.00 (+4.25%)	$1,123,900 (-2.82%) Land $547,300 Building $576,600	$1,209,065 (+1.3%)
2024	$6,846.00 (+10.62%)	$1,156,500 (+9.5%) Land $594,200 Building $562,300	$1,193,580
2023	$6,189.00	$1,056,200 Land $567,300 Building $488,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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