2349 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2349 Surf Rd, Panacea, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,196 sqft Heated Area
Lot Size	16,945 sqft (0.389 acres)
Garage	Carport
Last Sale	$400,000 (2008)
Tax Bill	$7,205.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03655-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,196 sqft Heated Area
Gross Area	5,543 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Exterior Material	Vinyl Exterior
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	16,945 sqft (0.389 acres)
Depth X Width	212 ft x 80 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	2,628 sqft Carport
Deck Area	105 sqft Deck
Porch	Open Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	2349 SURF RD
City	PANACEA
State	FL
Zip	32346
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TARPON SHORES SUBD UNIT 1 LOT 38 OR 20 P 430 OR 768 P 692
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Subdivision	TARPON SHORES SUBD
Legal Lot Number	38
Legal Unit	1
Jurisdiction	WAKULLA FL
Minor Civil Division	WEST WAKULLA
Census Blockgroup	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records · APN 02-6S-02W-033-03655-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	260 LITTLE CREEK DR, SHARPSBURG, GA 30277-1741

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2008 · Amount on Record
Deed Sale	Aug 28, 2008 · Amount on Record
Deed Doc Number	0000768692
Deed Book / Page	768 / 692
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	2349 SURF RD, PANACEA, FL 32346
Document Number	0000371458
Instrument Date	Aug 02, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LONDON LN SHARPSBURG GA 302771744, SHARPSBURG, GA 30277-1744

Mortgage

Document Number	0000371458
Date	Aug 06, 2019
Book Page	001120/000169
Instrument	371458

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,205.00 (+10.71%)	$516,816 (+11.31%) Land $132,000 Building $384,816	$516,816 (+11.31%) Land $132,000 Building $384,816
2024	$6,508.00 (+9.53%)	$464,290 (+11.96%) Land $132,000 Building $332,290	$464,290 (+11.96%) Land $132,000 Building $332,290
2023	$5,942.00 (+7.78%)	$414,683 (+9.81%) Land $80,000 Building $334,683	$414,683 (+9.81%) Land $80,000 Building $334,683
2022	$5,513.00	$377,642 Land $80,000 Building $297,642	$377,642 Land $80,000 Building $297,642

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 654 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.