2331 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2331 Surf Rd, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 425 sqft · built 1977
Lot Size	0.728 acres (31,712 sqft)
Owner	Trust Name on File
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`02-6S-02W-033-03657-000`

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03657-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	425 sqft Heated Area
Gross Area	1,318 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,712 sqft (0.728 acres)
Lot Dimensions	196 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	84 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	780 sqft
Deck Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	2331 SURF RD
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPON SHORES UNIT 1 LOTS 40 & 41 OR 23 P 334 & OR 29 P 485 OR 215 P 259 OR 441 P 278 OR 1141 P 623 DC OR 1142/873 DC OR 1142
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Subdivision	TARPON SHORES
Legal Lot Number	40,41 41
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records · APN 02-6S-02W-033-03657-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1311 SILVER MOON CT, TALLAHASSEE, FL 32312-3946
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 25, 2020
Transfer Doc	0000376870
Record Updated	Jun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Feb 25, 2020
Property Address	2331 SURF RD, PANACEA, FL 32346
Document Number	0000376870
Book / Page	001141 / 000623
Instrument Date	Feb 21, 2020
Instrument	376870
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1311 SILVER MOON CT TALLAHASSEE FL 323123946, TALLAHASSEE, FL 32312-3946

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+8.04%)	$351,214 (+5.68%) Land $232,320 Building $118,894	$351,214 (+5.68%) Land $232,320 Building $118,894
2024	$4,803.00 (+15.85%)	$332,332 (+36.74%) Land $232,320 Building $100,012	$332,332 (+36.74%) Land $232,320 Building $100,012
2023	$4,146.00 (+3.73%)	$243,041 (+1.92%) Land $140,800 Building $102,241	$243,041 (+1.92%) Land $140,800 Building $102,241
2022	$3,997.00	$238,458 Land $140,800 Building $97,658	$238,458 Land $140,800 Building $97,658

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 73 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured 28 under condo master policies
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018, Hurricane Michael
Claims By Storm	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.