Wakulla County property record for 2315 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,424 sqft · built 1975 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $283,500 (Feb 2014) |
| Tax Bill | $4,996 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 02-6S-02W-033-03659-000 |
| Primary APN | 02-6S-02W-033-03659-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 4,120 sqft |
| 1st Floor Area | 2,424 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 185 ft deep x 80 ft wide |
| View / Lot | River |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 418 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 240 sqft |
| Boat Access | Boat Access |
| Boat House | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2315 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TARPON SHORES SUB UNIT 1 LOT 43 OR 51 P 56 OR 221 P 200 OR 315 P 823 OR 933 P 882 OR 1372 P 419 OR 1372 P 421 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 02 |
| Legal Subdivision | TARPON SHORES UT I |
| Legal Lot Number | 43 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1133 ALACHUA AVE, TALLAHASSEE, FL 32308-6923 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2014 · Amount on Record |
| Deed Sale | Feb 26, 2014 · Amount on Record |
| Deed Document Number | 2014321191 |
| Deed Book / Page | 933 / 882 |
| Last Transfer Date | Nov 22, 2023 |
| Transfer Doc | 0000432429 |
| Record Updated | Sep 20, 2026 |
Source: Wakulla County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,996.00 (+9.68%) | $348,470 (+9.09%) Land $132,000 Building $216,470 | $348,470 (+9.09%) Land $132,000 Building $216,470 |
| 2024 | $4,555.00 (+15.7%) | $319,447 (+22.27%) Land $132,000 Building $187,447 | $319,447 (+22.27%) Land $132,000 Building $187,447 |
| 2023 | $3,937.00 (+3.96%) | $261,266 (+4.91%) Land $80,000 Building $181,266 | $261,266 (+4.91%) Land $80,000 Building $181,266 |
| 2022 | $3,787.00 | $249,046 Land $80,000 Building $169,046 | $249,046 Land $80,000 Building $169,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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