2348 Watson Way, Vista, CA 92081 Property Records

San Diego County property record for 2348 Watson Way, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 1972
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$909,000 (Sep 2025)
Tax Bill	$8,710 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-023-59-00`

Property Details

APN / Parcel Number

Primary APN	`217-023-59-00`
Alternative APN	`2170221400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2170221400
Street Address	2348 WATSON WAY
City	VISTA
State	CA
Zip	92081-7925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	BLK 93 LOT 1 (EX RD)PAR 2 OF DOC93449REC72 IN TR 000806
Legal Subdivision	RANCHO LOS VALLECITOS DE SAN M
Legal Tract	000806
Legal Block	93
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19905

Owner

2348 Watson Way is owned by an individual who bought it in September 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2815 E CALIFORNIA BLVD, PASADENA, CA 91107-5346
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY MORTGAGE
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHARTER FIN'L HOLDINGS LP +
Jun 18, 2018	Grant Deed, Transfer · Conventional Mortgage CHARTER FINANCIAL HOLDINGS LP
Jun 18, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 16, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	2025248226
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000246770
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2348 WATSON WAY, VISTA, CA 92081-7925
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000694344
Date	Oct 5, 2021
Instrument	2021-0694344

Lender

Name	FIRST SECURITY MORTGAGE
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2348 WATSON WAY, VISTA, CA 92081-7925
Document Number	0000406928
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2348 WATSON WAY VISTA CA 920817925, VISTA, CA 92081-7925

Mortgage

Document Number	0000406928
Date	Oct 1, 2018
Instrument	406928

Lender

Name	CHARTER FIN'L HOLDINGS LP +

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2018
Property Address	2348 WATSON WAY, VISTA, CA 92081-7925
Document Number	0000246771
Instrument Date	Jun 1, 2018
Instrument	246771
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2348 WATSON WAY VISTA CA 920817925, VISTA, CA 92081-7925

Mortgage

Document Number	246772
Date	Jun 18, 2018
Instrument	246772

Lender

Name	CHARTER FINANCIAL HOLDINGS LP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2018
Property Address	2348 WATSON WAY, VISTA, CA 92081-7925
Document Number	0000246770
Instrument Date	May 30, 2018
Instrument	246770
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 STALLION DR OCEANSIDE CA 920573809, OCEANSIDE, CA 92057-3809

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2017
Property Address	2348 WATSON WAY, VISTA, CA 92081-7925
Document Number	0000121259
Instrument Date	Mar 16, 2017
Instrument	121259
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 WATSON WAY VISTA CA 920817925, VISTA, CA 92081-7925

Tax Assessment & Valuation

The 2025 property tax bill for 2348 Watson Way was $8,710.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$909,000 (+29.06%) Land $615,471 Building $293,529
2025	$8,710.00 Homeowner's exemption	$704,310 Land $476,878 Building $227,432
2023	$8,262.00 (+2.72%) Homeowner's exemption	$676,962 Land $458,361 Building $218,601
2022	$8,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2348 Watson Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 Watson Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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