2334 E 1120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2334 E 1120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,018 sqft · built 2003
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$465,500 (Jul 2022)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-412-0016`

Property Details

APN / Parcel Number

Primary APN	`51-412-0016`
Alternative APN	`188535`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	269 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	188535
Street Address	2334 E 1120 S
City	SPANISH FORK
State	UT
Zip	84660-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, PLAT A, ROCK COVE SUBDV. AREA 0.115 AC.
Legal Subdivision	ROCK COVE
Legal Lot Number	16
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1004
Census Tract	10405

Owner

2334 E 1120 S is owned and occupied by two individuals who bought it in July 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Intrafamily Transfer, Transfer · Negative Amortization INTERCAP LENDING
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 18, 2017	Warranty Deed, Transfer ADVANCED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Oct 18, 2017 · Amount on File
Deed Document Number	202278083
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	0000078083
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 7, 2022
Property Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000078083
Instrument Date	Jul 1, 2022
Instrument	78083:2022
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440

Mortgage

Document Number	0000078084
Date	Jul 7, 2022
Instrument	78084:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082793
Date	May 3, 2021
Instrument	82793:2021

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 18, 2017
Property Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000103494
Instrument Date	Oct 17, 2017
Instrument	103494:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ADVANCED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 E 1120 S, SPANISH FORK, UT 84660-6440

Tax Assessment & Valuation

The 2025 property tax bill for 2334 E 1120 S was $2,416.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,420 (-44%)	$464,400 (+1.82%) Land $163,100 Building $301,300
2025	$2,416.00	$456,100 Land $171,700 Building $284,400	$456,100 Land $171,700 Building $284,400
2024	$2,416.00 (+1.26%)
2023	$2,386.00 (-1.93%)	$246,235	$447,700 Land $163,500 Building $284,200
2022	$2,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2334 E 1120 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2334 E 1120 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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