2346 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2346 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1910
Lot Size	0.099 acres (4,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Sep 2025)
Tax Bill	$6,213 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.83-2-12`

Property Details

APN / Parcel Number

Primary APN	`421500 48.83-2-12`
Alternative APN	`150004808300020120000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	696 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,350 sqft (0.099 acres)
Lot Dimensions	87 ft deep x 50 ft wide
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2346 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10738 110TH ST, SOUTH RICHMOND HILL, NY 11419-2414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
May 21, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	202521521
Deed Book / Page	2156 / 480
Prior Transfer Date	Dec 10, 2004
Prior Transfer Doc	0016950961
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 10, 2025
Property Address	2346 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000021521
Instrument Date	Sep 10, 2025
Instrument	202521521
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2346 WILLIAM ST, SCHENECTADY, NY 12306-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 110TH ST, SOUTH RICHMOND HILL, NY 11419-2414

Mortgage

Document Number	0000021522
Date	Sep 10, 2025
Instrument	202521522

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 21, 2022
Property Address	2346 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000020920
Book / Page	2083 / 159
Instrument Date	Mar 8, 2022
Instrument	202220920
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12716 SUTTER AVE, SOUTH OZONE PARK, NY 11420-2814

Mortgage

Document Number	0000020921
Date	Apr 21, 2022
Instrument	202220921

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 21, 2021
Property Address	2346 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000023660
Book / Page	2059 / 253
Instrument Date	May 17, 2021
Instrument	202123660
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2138 LYNNWOOD DR, 2138, NISKAYUNA, NY 12309-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30888 CODDINGTON AVENUE, BRONX, NY 10461

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,213.00 (+1.97%)
2025	$6,093.00 (+42.16%)	$119,800 (-) Land $12,300 Building $107,500	$198,377 (+13.35%) Land $20,368 Building $178,009
2024		$119,800 (-) Land $12,300 Building $107,500	$175,018 (+15.41%) Land $17,969 Building $157,049
2023		$119,800 (+45.92%) Land $12,300 Building $107,500	$151,646 (+51.46%) Land $15,570 Building $136,076
2022		$82,100 Land $12,300 Building $69,800	$100,122 Land $15,000 Building $85,122
2021	$4,286.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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