2340 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2340 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1910
Lot Size	0.099 acres (4,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2022)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Aug 2023 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.83-2-13`

Property Details

APN / Parcel Number

Primary APN	`421500 48.83-2-13`
Alternative APN	`150004808300020130000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	696 sqft
Upper Floors Area	468 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	4,350 sqft (0.099 acres)
Lot Dimensions	87 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2340 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Intrafamily Transfer, Transfer
Dec 6, 2022	Intrafamily Transfer, Transfer
Nov 10, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
May 18, 2021	Deed of Trust, Mortgage · Line of Credit TCT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	202259355
Deed Book / Page	2096 / 371
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000044181
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 4, 2023
Property Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000044181
Book / Page	2113 / 85
Instrument Date	Jul 13, 2023
Instrument	202344181
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 6, 2022
Property Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000063770
Book / Page	2098 / 525
Instrument Date	Nov 28, 2022
Instrument	202263770
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 WILLIAM ST, ROTTERDAM, NY 12306-4427

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 10, 2022
Property Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000059355
Book / Page	2096 / 371
Instrument Date	Oct 27, 2022
Instrument	202259355
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 WILLIAM ST, 2340, SCHENECTADY, NY 12306-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427

Mortgage

Document Number	0000059356
Date	Nov 10, 2022
Instrument	202259356

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 WILLIAM ST, SCHENECTADY, NY 12306-4427

Mortgage

Document Number	0000022904
Date	May 18, 2021
Book Page	5100/482
Instrument	202122904

Lender

Name	TCT FCU
Type	Credit Union
Address	BALLSTON SPA, NY 12020

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,212.00 (+16.42%)	$125,000 (-) Land $12,000 Building $113,000	$206,988 (+30.82%) Land $19,871 Building $187,117
2023		$125,000 (-) Land $12,000 Building $113,000	$158,228 (+3.8%) Land $15,190 Building $143,038
2022		$125,000 Land $12,000 Building $113,000	$152,439 Land $14,634 Building $137,805
2021	$5,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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