2324 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2324 William St, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,342 sqft · built 1910
Lot Size	0.068 acres (2,970 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2024)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.83-2-16`

Property Details

APN / Parcel Number

Primary APN	`421500 48.83-2-16`
Alternative APN	`150004808300020160000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,342 sqft Total Area
1st Floor Area	996 sqft
Upper Floors Area	346 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	498 sqft
Finished Basement	498 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	2,970 sqft (0.068 acres)
Lot Dimensions	90 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2324 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 1X WOOD AND GARAGE
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.83-2-16

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1218 2ND AVE, SCHENECTADY, NY 12303-1646
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jul 08, 2011 · Amount on Record
Deed Document Number	202454500
Deed Book / Page	2137 / 729
Record Updated	Jun 08, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 13, 2024
Property Address	2324 WILLIAM ST, SCHENECTADY, NY 12306-4427
Document Number	0000054500
Book / Page	2137 / 729
Instrument Date	Aug 15, 2024
Instrument	202454500
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2324 WILLIAM ST, SCHENECTADY, NY 12306-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 WILLIAM ST, SCHENECTADY, NY 12306-4427

Mortgage

Document Number	0000054501
Date	Sep 13, 2024
Instrument	202454501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,034.00 (+23.84%)	$91,400 (-) Land $13,700 Building $77,700	$151,350 (+30.82%) Land $22,686 Building $128,664
2023		$91,400 (-) Land $13,700 Building $77,700	$115,696 (+3.8%) Land $17,342 Building $98,354
2022		$91,400 Land $13,700 Building $77,700	$111,463 Land $16,707 Building $94,756
2021	$4,065.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks Holding.

Based on FCC filings for 844 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.