Osceola County property record for 2344 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,664 sqft · built 2020 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Trust Name on File |
| Last Sale | $523,400 (Aug 2020) |
| Tax Bill | $11,309 (2025) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 172531489900010040 |
| Primary APN | 172531489900010040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,664 sqft Heated Area |
| Gross Area | 4,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Finished |
| Pool Area | 38 sqft |
| Porch | Finished/Screened Porch |
| Deck Area | 1,898 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2344 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 4 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Tract | 4899 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
Source: Osceola County records · APN 172531489900010040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 WHITE PLAINS RD STE 135, 135, TARRYTOWN, NY 10591-5532 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 0057781171 |
| Deed Book / Page | 5778 / 1171 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 20, 2020 |
| Property Address | 2344 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0057781171 |
| Book / Page | 005778 / 001171 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 110354 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,663.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 120 WHITE PLAINS RD #135 TARRYTOWN NY 105915532, 135, TARRYTOWN, NY 10591-5532 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,309.00 (+32.52%) | $777,900 (+36.83%) Land $90,000 Building $687,900 | $777,900 (+36.83%) Land $90,000 Building $687,900 |
| 2023 | $8,534.00 (+9.97%) | $568,500 (+10.6%) Land $75,000 Building $493,500 | $568,500 (+10.6%) Land $75,000 Building $493,500 |
| 2022 | $7,760.00 | $514,000 Land $65,000 Building $449,000 | $514,000 Land $65,000 Building $449,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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