Osceola County property record for 2340 Symphony Cir, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,625 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $469,000 (Jun 2021) |
| Tax Bill | $5,930 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-25-31-4899-0001-0060 |
| Primary APN | 17-25-31-4899-0001-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 2,625 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 348 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2340 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 6 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Block | 60 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
Source: Osceola County records · APN 17-25-31-4899-0001-0060
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2340 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 202185037 |
| Deed Book / Page | 5970 / 2893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2340 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12 EXETER DR, FREEHOLD, NJ 07728-9244 |
| Document Number | 0059702894 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 5970/2894 |
| Instrument | 2021085038 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2031 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,930.00 (+4.51%) Homeowner's exemption | $417,452 (+5.99%) | $530,400 (+25.27%) Land $90,000 Building $440,400 |
| 2024 | $5,674.00 (+2.03%) | ||
| 2023 | $5,561.00 (+3.77%) Homeowner's exemption | $393,872 (+3%) | $423,400 (+10.72%) Land $75,000 Building $348,400 |
| 2022 | $5,359.00 Homeowner's exemption | $382,400 Land $65,000 Building $317,400 | $382,400 Land $65,000 Building $317,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 526 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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