2354 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2354 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,210 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$452,000 (Mar 2022)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`172531489900010530`

Property Details

APN / Parcel Number

Primary APN	`172531489900010530`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,210 sqft Heated Area
Gross Area	3,109 sqft
1st Floor Area	2,210 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Finished
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2354 SYMPHONY CIR
City	SAINT CLOUD
State	FL
Zip	34771-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERENITY RESERVE PB 25 PGS 122-123 LOT 53
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	SERENITY RESERVE
Legal Tract	4899
Legal Lot Number	53
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43600

Owner

Source: Osceola County records · APN 172531489900010530

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2354 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2022 · Amount on Record
Deed Sale	Mar 09, 2022 · Amount on Record
Deed Document Number	2022038144
Deed Book / Page	6167 / 2008
Record Updated	Jun 08, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 09, 2022
Property Address	2354 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number	0061672008
Book / Page	6167 / 2008
Map Reference	MB 25 PG 122
Instrument Date	Mar 04, 2022
Instrument	2022038144
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2387 SYMPHONY CIR, 2387, SAINT CLOUD, FL 34771-8929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHESHIRE RD, INWOOD, NY 11096-1002

Mortgage

Document Number	0061672009
Date	Mar 09, 2022
Instrument	6167/2009

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,779.00 (+8.98%) Homeowner's exemption	$406,579 (+8.31%)	$478,300 (+27.41%) Land $90,000 Building $388,300
2023	$5,303.00 (-0.15%) Homeowner's exemption	$375,400 (+10.8%) Land $75,000 Building $300,400	$375,400 (+10.8%) Land $75,000 Building $300,400
2022	$5,311.00	$338,800 Land $65,000 Building $273,800	$338,800 Land $65,000 Building $273,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 725 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.