San Diego County property record for 23421 Oakley Pl, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,161 sqft · built 1986 |
| Lot Size | 0.547 acres (23,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $23,000 (May 1985) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-150-11-00 |
| Primary APN | 288-150-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,161 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 23,840 sqft (0.547 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 23421 OAKLEY PL |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 33 TR 007450 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 007450 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20810 |
23421 Oakley Pl is owned by a company that acquired it in May 2017 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23421 OAKLEY PL, RAMONA, CA 92065-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 1985 · Amount on File |
| Deed Sale | May 30, 1985 · Amount on File |
| Deed Document Number | 1985190256 |
| Last Transfer Date | May 15, 2017 |
| Transfer Doc | 0000217662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23421 OAKLEY PL, RAMONA, CA 92065-4224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000123051 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2017-0123051 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2017 |
| Property Address | 23421 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000217662 |
| Instrument Date | May 15, 2017 |
| Instrument | 217662 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 23421 OAKLEY PL RAMONA CA 920654224, RAMONA, CA 92065-4224 |
The 2025 property tax bill for 23421 Oakley Pl was $3,518 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $248,577 (+2%) Land $45,470 Building $203,107 | |
| 2025 | $3,518.00 Homeowner's exemption | $243,704 Land $44,579 Building $199,125 |
| 2023 | $3,220.00 (-4.48%) Homeowner's exemption | $234,243 Land $42,849 Building $191,394 |
| 2022 | $3,371.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23421 Oakley Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23421 Oakley Pl is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.2% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures