San Diego County property record for 23420 Oakley Pl, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,042 sqft · built 1975 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Sep 2017) |
| Tax Bill | $7,618 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-150-03-00 |
| Primary APN | 288-150-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,042 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 23420 OAKLEY PL |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 41 TR 007450 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007450 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 12, 2021 | Intrafamily Transfer, Transfer |
| Nov 12, 2021 | Intrafamily Transfer, Transfer |
| Apr 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2017 | Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on Record |
| Deed Sale | Sep 11, 2017 · Amount on Record |
| Prior Sale | Jun 7, 2006 · Amount on Record |
| Deed Document Number | 2017416332 |
| Prior Transfer Date | Apr 12, 1994 |
| Prior Transfer Doc | 0000262799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000783339 |
| Map Reference | MAP 7460 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0783339 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000783338 |
| Map Reference | MAP 7450 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-0783338 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000277698 |
| Map Reference | MAP 7450 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021-0277698 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000277700 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-0277700 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2017 |
| Property Address | 23420 OAKLEY PL, RAMONA, CA 92065-4224 |
| Document Number | 0000416332 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 416332 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23420 OAKLEY PL RAMONA CA 920654224, RAMONA, CA 92065-4224 |
| Document Number | 416333 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 416333 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $640,628 (+2%) Land $172,485 Building $468,143 | |
| 2025 | $7,618.00 (+10.82%) Homeowner's exemption | $628,067 (+8.13%) Land $169,103 Building $458,964 |
| 2023 | $6,874.00 (+2.14%) Homeowner's exemption | $580,818 Land $162,538 Building $418,280 |
| 2022 | $6,730.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.2% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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