NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants, 205
Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Mortgage
Document Number
0000116737,
Date
Apr 27, 2026
Instrument
2026116737
Lender
Name
FIRST TECHNOLOGY FEDERAL CREDIT UNION
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Apr 25, 2056
Interest
Rate
6.22%
Max Rate
-1%
February 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Feb 21, 2023
Property Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Document Number
0000044076
Map Reference
MAP 7450
Instrument Date
Jan 30, 2023
Instrument
2023-0044076
Transaction Type
Transfer
Record Updated
Aug 1, 2023
Title Company
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Mortgage
Document Number
0000044077
Date
Feb 21, 2023
Instrument
2023-0044077
Lender
Name
RESIDENTIAL WHOLESALE MORTGAGE INC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2053
November 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 7, 2022
Property Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Document Number
0000428046
Map Reference
MAP 7450
Instrument Date
Oct 11, 2022
Instrument
2022-0428046
Transaction Type
Transfer
Record Updated
Aug 1, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
October 2022: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 17, 2022
Property Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Document Number
0000401007
Map Reference
MAP 7450
Instrument Date
Oct 11, 2022
Instrument
2022-0401007
Transaction Type
Transfer
Record Updated
Aug 1, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
23410 OAKLEY PL, RAMONA, CA 92065-4224
Tax Assessment & Valuation
The 2025 property tax bill for 23410 Oakley Pl was $9,637 with a veteran's exemption, down 16.2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Unified School District
Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,007,084 (+2%)Land $388,040Building $619,044
2025
$9,637.00 (-16.22%)
$987,338Land $380,432Building $606,906
2024
$11,503.00 (+51.4%)
2023
$7,598.00 (-0.67%)
$642,452Land $247,544Building $394,908
2022
$7,649.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 23410 Oakley Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2022)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2022
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 23410 Oakley Pl is extreme, ranking above 97.2% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 97.2% of the US · above 86% of California
Wildfire Likelihood
2% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2022
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025