23413 Norma Ln, Harvard, IL 60033 Property Records

McHenry County property record for 23413 Norma Ln, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size1.46 acres (63,598 sqft)
OwnerTrust Name on File
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-28-452-001

Property Details

APN / Parcel Number

Primary APN01-28-452-001

Exterior

Lot Area63,598 sqft

Location & Zoning

Street Address23413 NORMA LN
CityHARVARD
StateIL
Zip60033-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2001R0006145 LT 1 NAN-CHRIS HEIGHTS UNIT 1 MEMO: MAGUIRE, JOHN R REV TR-1/2 INT/ MAGUIRE, BONNIE L REV TR-1/2 INT
Legal Range05E
Legal Township46N
Legal Section28
Legal SubdivisionNAN-CHRIS HEIGHTS 01
Legal Tract1
Legal Block452
Legal Lot Number1
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2023
Census Tract870301

Owner

23413 Norma Ln is owner-occupied and held in a trust since January 2001.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Mailing Address23413 NORMA LN, HARVARD, IL 60033-9185
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2001
Deed SaleJan 31, 2001
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23413 NORMA LN, HARVARD, IL 60033-9185
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022793
DateJun 23, 2020
Instrument2020R0022793
Lender
NameSTATE BANK
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4.5%
Max Rate18%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$87,086 Land $20,020 Building $67,066$261,258 Land $60,060 Building $201,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23413 Norma Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23413 Norma Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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