23312 Norma Ln, Harvard, IL 60033 Property Records

McHenry County property record for 23312 Norma Ln, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size1.51 acres (66,211 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2016)
Deeds & MortgagesJan 2017 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-28-451-004

Property Details

APN / Parcel Number

Primary APN01-28-451-004

Exterior

Lot Area66,211 sqft

Location & Zoning

Street Address23312 NORMA LN
CityHARVARD
StateIL
Zip60033-9199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0003528 LT 10 NAN-CHRIS HEIGHTS UNIT 1
Legal Range05E
Legal Township46N
Legal Section28
Legal SubdivisionNAN-CHRIS HEIGHTS 01
Legal Block451
Legal Lot Number10
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2023
Census Tract870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23312 NORMA LN, HARVARD, IL 60033-9199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2017Deed of Trust, Mortgage · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Nov 2, 2019Deed of Trust, Mortgage · Conventional with PMI
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2016 · Amount on Record
Deed SaleFeb 1, 2016 · Amount on Record
Prior SaleMay 15, 2008
Deed Document Number2016R00003528
Record UpdatedJun 7, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23312 NORMA LN, HARVARD, IL 60033-9199
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003828
DateJan 31, 2017
Instrument2017R0003828
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23312 NORMA LN, HARVARD, IL 60033-9199
Document Number0000038625
Instrument DateNov 2, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address23312 NORMA LN HARVARD IL 600339199, HARVARD, IL 60033-9199
InvestorPossibly a Property Investor

Mortgage

Document Number0000038625
DateNov 12, 2019
Instrument38625
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueNov 11, 2039
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$74,551 Land $20,700 Building $53,851$223,653 Land $62,100 Building $161,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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