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23308 Norma Ln, Harvard, IL 60033 Property Records

McHenry County property record for 23308 Norma Ln, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,586 sqft · built 1988
Lot Size1 acres (61,855 sqft)
Owner2 Company Names on File
Last Sale$240,000 (Jan 2020)
Tax Bill$7,618 (2024)
Deeds & MortgagesJan 2020 Sale & Mortgage
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN01-28-451-005

Property Details

APN / Parcel Number

Primary APN01-28-451-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,586 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Lot Area61,855 sqft (1 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address23308 NORMA LN
CityHARVARD
StateIL
Zip60033-9199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2025R0002612 LT 11 NAN-CHRIS HEIGHTS UNIT 1
Legal SubdivisionNAN-CHRIS HEIGHTS
Legal Block451
Legal Lot Number11
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2023
Census Tract870301

Owner

23308 Norma Ln is owned by a company that acquired it in January 2025 and is owner-occupied.

Source: McHenry County records, as of June 30, 2025

Owner of Record2 Company Names on File
Mailing Address23308 NORMA LN, HARVARD, IL 60033-9199
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Dec 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2020 · Amount on File
Deed SaleJan 15, 2020 · Amount on File
Prior SaleJul 12, 2010 · Amount on File
Deed Document Number20201889
Last Transfer DateJan 27, 2025
Transfer Doc0000002612
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 15, 2020
Property Address23308 NORMA LN, HARVARD, IL 60033-9199
Document Number0000001889
Map ReferenceDOC 813165
Instrument DateDec 12, 2019
Instrument2020R0001889
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23308 NORMA LN, HARVARD, IL 60033-9199

Mortgage

Document Number0000001890
DateJan 15, 2020
Instrument2020R0001890
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050
Interest
Rate3.87%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 3, 2019
Property Address23308 NORMA LN, HARVARD, IL 60033-9199
Document Number0000041430
Instrument DateNov 26, 2019
Instrument41430
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23308 NORMA LN HARVARD IL 600339199, HARVARD, IL 60033-9199

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,618.00$116,345 Land $21,393 Building $94,952$349,035 Land $64,179 Building $284,856
2022Homeowner's exemption$95,913 Land $19,339 Building $76,574$287,739 Land $58,017 Building $229,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23308 Norma Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23308 Norma Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Rise Broadband
Fixed Wireless		100 / 20

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