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2340 Elm St, Hernando, MS 38632 Property Records

DeSoto County property record for 2340 Elm St, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1950
Square Footage2,468 sqft Adjusted Area
Lot Size8,889 sqft (0.204 acres)
OccupancyOwner Occupied
Last Sale$208,000 (2013)
Tax Bill$1,274.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-15-1-00001-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,468 sqft Adjusted Area
1st Floor1,088 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area8,889 sqft (0.204 acres)
Depth X Width110 ft x 80 ft Depth x Width
Patio Area260 sqft Patio

Location & Zoning

Street Address2340 ELM ST
CityHERNANDO
StateMS
Zip38632-1707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHNSTONE S/D LOT A
Legal Range008
Legal Township03S
Legal Section13
Legal SubdivisionJOHNSTONE S/D
Legal Lot NumberA
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1063
Census Tract71122

Owner

Source: DeSoto County records · APN 3-08-6-13-15-1-00001-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2340 ELM ST, HERNANDO, MS 38632-1707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Nov 06, 2019Deed of Trust, Mortgage · Commercial Mortgage
GUARANTY BANK & TRUST CO
Mar 18, 2020Intrafamily Transfer, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Deed Book / Page725 / 219
Last Transfer DateMar 11, 2020
Transfer Doc000915/230
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2340 ELM ST, HERNANDO, MS 38632-1707
Transaction TypeMortgage
Record UpdatedDec 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004907/75
DateMar 18, 2020
Book Page4907/75
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2340 ELM ST, HERNANDO, MS 38632-1707
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004832/137
DateNov 06, 2019
Book Page4832/137
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueNov 05, 2020

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateMar 18, 2020
Property Address2340 ELM ST, HERNANDO, MS 38632-1707
Document Number000915/230
Book / Page915 / 230
Instrument DateMar 11, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,274.00 (+22.15%)$13,517 (+39.55%) Land $1,000 Building $12,517$135,167 (+39.54%) Land $10,000 Building $125,167
2023$1,043.00$9,686$96,863 Land $10,000 Building $86,863

Flood & Wildfire

2340 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 41st in Mississippi
Wildfire LikelihoodModerate — about 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the North Elm Historic District
listed 2012 · 51 contributing resources · NRIS 12000153

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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