2338 Elm St, Hernando, MS 38632 Property Records

DeSoto County property record for 2338 Elm St, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 955 sqft · built 1940
Lot Size	0.168 acres (7,348 sqft)
Owner	Individual Name on File
Tax Bill	$872 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-13-15-1-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-15-1-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	955 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Asbestos
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,348 sqft (0.168 acres)

Location & Zoning

Street Address	2338 ELM ST
City	HERNANDO
State	MS
Zip	38632-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSTONE S/D LOT B
Legal Range	08
Legal Township	03
Legal Section	13
Legal Subdivision	JOHNSTONE S/D
Legal Lot Number	B
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1063
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-15-1-00002-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2340 ELM ST, HERNANDO, MS 38632-1707
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2014
Deed Sale	Jan 13, 2014
Deed Document Number	0000725795
Deed Book / Page	0725 / 795
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2338 ELM ST, HERNANDO, MS 38632-1707
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004676/434
Date	Feb 12, 2019
Book Page	4676/434

Lender

Name	RENASANT BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 05, 2024

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$872.00 (+12.95%)	$7,493 (+34.62%) Land $1,200 Building $6,293	$49,952 (+34.62%) Land $8,000 Building $41,952
2023	$772.00	$5,566	$37,107 Land $8,000 Building $29,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 41% of Mississippi
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the North Elm Historic District listed 2012 · 51 contributing resources · NRIS 12000153

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.