DeSoto County property record for 2315 Elm St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1970 |
| Square Footage | 2,745 sqft Adjusted Area |
| Lot Size | 14,085 sqft (0.323 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $201,100 (2019) |
| Tax Bill | $2,044.00 (2025) |
| Primary APN | 3-08-6-13-26-2-00002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,745 sqft Adjusted Area |
| 1st Floor | 2,400 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,085 sqft (0.323 acres) |
| Depth X Width | 110 ft x 120 ft Depth x Width |
| Street Address | 2315 ELM ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW HEIGHTS S-D LOT 2 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | FAIRVIEW HEIGHTS |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-26-2-00002-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · Line of Credit LENDING COMPANY |
| Dec 11, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Sep 20, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Deed Book / Page | 899 / 571 |
| Prior Transfer Date | Jul 11, 2016 |
| Prior Transfer Doc | 000805/153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 04, 2026 |
| Property Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Document Number | 5663087985 |
| Book / Page | 5663 / 87985 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Document Number | 5663087985, |
|---|---|
| Date | Aug 04, 2026 |
| Book Page | 5663/87985 |
| Name | LENDING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004649/389 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 4649/389 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 18, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 20, 2019 |
| Property Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Document Number | 000899/571 |
| Book / Page | 0899 / 571 |
| Map Reference | MB 1 PG 11 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 ELM ST, 2315, HERNANDO, MS 38632-1708 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2315 ELM ST, HERNANDO, MS 38632-1708 |
| Document Number | 0004800021 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 4800/021 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (+15.87%) | $17,546 (+37.93%) Land $2,000 Building $15,546 | $175,460 (+37.93%) Land $20,000 Building $155,460 |
| 2023 | $1,764.00 | $12,721 | $127,205 Land $20,000 Building $107,205 |
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